Home Loan

Are you planning to buy a new house? Are you thinking of re-financing your current place? CROWN MORTGAGE WILL POINT YOU TO THE RIGHT DIRECTION. We specialize in provide you with any type of financial solution that will be most suitable to your personal need.

 

1. First home buyer

  • First home buyer's grant scheme is set up to offset the effect of GST on new home owners. Under the current scheme, a one off grant of up to $7000 is payable to any first home owner that satisfy all the eligibility criteria.
  • From 01/10/2012, first home buyer grants will be eligible for $15,000 only if they purchase or build a new home. And the grant will be reduced to $10,000 on or after 01/01/2014.

 

2. Next home buyer

Next home buyer is usually taking a second home loan for new property, and the existing home loan is retained. Repayments are required for both loans.

 

3. Investment home buyer

Investment home buyer is taking a loan to purchase a property as investment purpose. The property is not occupied by owner, usually purchase specifically to generate profit though rental income and/or capital gain.

 

4. Refinancing home loan

To swap out the old loan with more favorable loan. The new loan will pay off the old loan, so you just have to make a repayment to your new loan. You can refinance dollar to dollar with lower rate or you can refinance with extra fund for other purpose.

 

5. Construction

The construction loan is used to cover the cost of land development or building construction.

 

Please contact one of our friendly experts TODAY for more details.


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